What Are Annuities and Do They Deserve Their Reputation?

If you have heard that annuities are a bad deal because of their large fees, you’re not alone. At best, annuities have a mixed reputation. For many, they are an evil tool designed to take our money.

In reality, as I discovered when I spoke with financial wizard, Pam Krueger, the situation when it comes to annuities is much more complex.

I hope that our conversation helps you to get to the heart of weather annuities are something that you should discuss with your own financial adviser.

What have you heard about annuities? What money questions would you like me to ask Pam on our next call? Please join the conversation.

Read our Sixty and Me articles about making money in retirement at http://sixtyandme.com/category/how-to-make-money-in-retirement/

Find out more about Pam Krueger and her work at http://www.pamkrueger.com

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Should You Pay Off Your Mortgage Before Retirement or Invest? An Expert Weighs In!

There are so many financial decisions to make in the years before retirement.

One of the most important of these questions is whether to focus on paying off your mortgage or investing more in bonds, stocks and other investments.

If you are thinking about paying off your mortgage… or you just want to get more from your money in retirement, this interview is for you!

Fortunately, financial expert, Pam Krueger, is here to help us sort through the noise and find some answers.

What are you doing to improve your financial situation? Do you think that you will work in “retirement?” What questions would you like me to ask Pam on a future show? Please join the conversation!

Read more of our Sixty and Me money articles at http://sixtyandme.com/category/how-to-make-money-in-retirement/

You can find out more about Pam and her work at http://www.pamkrueger.com. I hope that you visit her website. It is a fantastic resource for women out age!

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Try our gentle yoga videos: http://sixtyandme.com/gentle-yoga-for-seniors-videos/

Get more from Sixty and Me at: http://sixtyandme.com/start

3 Divorce Mistakes That Could Totally Ruin Your Retirement and How to Avoid Them

Divorce can have a devastating impact on your retirement… especially if you make 3 specific mistakes. This is the simple warning that my guest, Pam Krueger, has for us today.

On today’s show, Pam will help us to understand how to navigate through the murky waters surround us when we are going through a divorce.

Pam is one of the most sought-after financial experts in the world and I hope that you will take advantage of this opportunity to get her advice for free… it could just change your financial future!

Do you know anyone who struggled financially after a divorce? What advice would you give to someone in our community who is going through a divorce now? What questions would you like me to ask Pam on a future show? Please join the conversation.

Read more of our Sixty and Me money articles at http://sixtyandme.com/category/how-to-make-money-in-retirement/

You can find out more about Pam and her work at http://www.pamkrueger.com. I hope that you visit her website. It is a fantastic resource for women out age!

SUBSCRIBE to my YouTube channel: http://www.youtube.com/subscription_center?add_user=sixtyandme

Try our gentle yoga videos: http://sixtyandme.com/gentle-yoga-for-seniors-videos/

Get more from Sixty and Me at: http://sixtyandme.com/start

Investing in Retirement: How Can Retirees Fight Back Against Low Interest Rates

For younger adults, living in a low-interest rate environment is great! Your monthly mortgage payments are cheaper, you have to pay less on your credit cards and the economy is boosted.

But, as you get closer to retirement, you start to see interest rates slightly differently. Instead of helping, low interest rates actually start to hurt in your 60s and older.

Why? Because all of your “safe” investments, including savings accounts and money market funds are impacted by low interest rates.

My guest today is Pam Kreuger. She is the creator, co-host, and executive producer of MoneyTrack, a PBS show. Now, she wants to share her advice with you… for FREE!

I hope that you will take advantage of this opportunity to improve your financial situation!

Do you struggle to find wise investments in a low-interest-rate environment? What are you doing to improve your financial situation? What questions would you like me to ask Pam on a future show? Please join the conversation.

Read more of our Sixty and Me money articles at http://sixtyandme.com/category/how-to-make-money-in-retirement/

You can find out more about Pam and her work at http://www.pamkrueger.com. I hope that you visit her website. It is a fantastic resource for women out age!

SUBSCRIBE to my YouTube channel: http://www.youtube.com/subscription_center?add_user=sixtyandme

Try our gentle yoga videos: http://sixtyandme.com/gentle-yoga-for-seniors-videos/

Get more from Sixty and Me at: http://sixtyandme.com/start

Money Management in Retirement Do You Still Need a Financial Advisor

Today, I want to tackle two money myths related to retirement. The first myth is that you need to be super rich to benefit from professional financial advice. The second is that, once you are retired, you no longer need to actively manage your money or have a fiduciary on your team.

Not only is Pam supremely talented when it comes to giving financial advice, but, she is also a nice person. I hope that you enjoy out conversation and learn something new… I know that I did!

What steps are you taking to improve your financial situation as you get a little older? Do you work with a financial adviser or fiduciary? What questions would you like me to ask Pam on a future show? Please join the conversation.

Read more of our Sixty and Me money articles at http://sixtyandme.com/category/how-to-make-money-in-retirement/

You can find out more about Pam and her work at http://www.pamkrueger.com. I hope that you visit her website. It is a fantastic resource for women out age!

SUBSCRIBE to my YouTube channel: http://www.youtube.com/subscription_center?add_user=sixtyandme

Try our gentle yoga videos: http://sixtyandme.com/gentle-yoga-for-seniors-videos/

Get more from Sixty and Me at: http://sixtyandme.com/start

Downsizing? You Won’t Want to Miss This Advice!

On the surface, downsizing sounds simple… just put everything that you don’t need in boxes, throw them away – and voila! – you have successfully downsized your life.

In reality, downsizing is more complicated. The scale of the problem is overwhelming. You have to deal with emotions. Sorting through valuable and sentimental items is tricky. The list goes on and on!

So, today, I want to offer some advice for downsizing without the stress.

Come join us for a cup of tea (or coffee) and a chat. And, if you enjoy the show, please tell one friend about us today. Your support means so much to me!

Here are today’s community questions…

Are you downsizing? Or are you happy with the number of things that you have in your life? Please join the conversation and tell one other woman about Sixty and Me today. The more the merrier!

Here is the link to the article that I mentioned: http://sixtyandme.com/5-downsizing-dilemmas-and-how-to-deal-with-them/

Visit Sixty and Me to learn more: http://sixtyandme.com/start

Don’t ignore the Workplace Pension – Hairdresser

Don’t ignore the Workplace Pension. Get to know yours at workplacepensions.gov.uk

These videos do not cover every circumstance and some of the descriptions used simplify what can be complex information. While we make every effort to ensure information is correct at the time of publication, some information may become out of date over time, for example because of changes to the law or policy. We recommend that you get independent advice before making any financial decisions based on the information in these videos.You can find out more detail about pensions at www.gov.uk

Don’t ignore the Workplace Pension – Mechanic

Don’t ignore the Workplace Pension. Get to know yours at workplacepensions.gov.uk

These videos do not cover every circumstance and some of the descriptions used simplify what can be complex information. While we make every effort to ensure information is correct at the time of publication, some information may become out of date over time, for example because of changes to the law or policy. We recommend that you get independent advice before making any financial decisions based on the information in these videos.You can find out more detail about pensions at www.gov.uk

Don’t ignore the Workplace Pension – Park

Don’t ignore the Workplace Pension. Get to know yours at workplacepensions.gov.uk

These videos do not cover every circumstance and some of the descriptions used simplify what can be complex information. While we make every effort to ensure information is correct at the time of publication, some information may become out of date over time, for example because of changes to the law or policy. We recommend that you get independent advice before making any financial decisions based on the information in these videos.You can find out more detail about pensions at www.gov.uk

Pension Wise – The TV Advert

Do you know your Poodle from your Spaniel, but not what you can do with your pension pot?

Pension Wise is a government-backed service that provides free, impartial guidance on your pension options.

If you’re 50 or over with a personal or workplace pension, call 0800 138 1888 to book your face-to-face or telephone appointment, or visit pensionwise.gov.uk for more information